Friday, February 26, 2021
Thursday, February 25, 2021
Wednesday, February 24, 2021
Short Notes on IPPB (MCQ on IPPB - India Post Payments Bank)
Products available in IPPB
1. Saving Account
2. Current Account
1.Saving Account
There are three category in Saving Account
i) Digital Savings Account :: account can be opened instantly from home, which means banking anytime, anywhere.But KYC formalities can be done by visiting any of the access points or with the help of the GDS/Postman within 12 months from the date of opening. Account can be opened with ZERO balance.
ii) Regular Savings Account :: Account can be opened at the bank’s access points and your doorstep. Account can be opened with ZERO balance. Interest rate of 2.75% p.a. paid quarterly. No commitment of minimum balance and no monthly average balance required to be maintained.
iii) Basic Savings Account :: All features of Regular account apply to Basic account except in limit of withdrawals. Basic Saving Account allows only four withdrawal in a month.
2. Current Account
It offer the facility to small merchants/ kirana stores and individual businessmen. The current account can be opened at the Post Office Counters or at your doorstep through our Postman/GDS with ZERO balance. Nominal monthly average balance required to be maintained. Unlimited cash deposits and withdrawals. There is scheduled charges for transactions.
Services available in IPPB(India Post Payments Bank)
By linking your registered mobile number with IPPB account Mobile banking can be enabled.
3 mandatory input required
- Account number
- Customer ID (CIF) and DOB
- Registered mobile number
- Mobile banking User ID will be MPIN.
- SMS Banking (Not enabled)
- Missed Call Banking (Not enabled)
- Phone Banking/IVR Banking (Not enabled)
Digital Life Certificate for Pensioner
Digital Life Certificate (Jeevan Pramaan) is a biometric enabled digital service for pensioners. Pensioners of central or state government, Employees’ Provident Fund Organisation or any other government organization whose pension disbursing agency is live for DLC can take benefit of this facility. A nominal fee of Rs. 70 (inclusive of GST/ CESS) will be charged.
Domestic Money Transfer
India Post Payments Bank (IPPB) has already made Money Transfer products like IMPS, assisted UPI, NEFT, RTGS available for IPPB customers and interoperable AePS for non-customers.
Doorstep Banking
IPPB gives you the opportunity to enjoy banking facilities at your home with Doorstep banking services. IPPB wide network of post offices and postal employees will make banking accessible to the remotest corners of the nation. Can open a bank account, transfer funds, deposit and withdraw cash, recharge or pay bills and accomplish much more with our Doorstep banking services, at nominal charges.
Bills Payments and Recharge
India Post Payments Bank (IPPB), give access to multiple channels for easy, safe and quick payment of bills
- At Post Office counters
- Doorstep banking services
- Mobile Banking App
can pay bills to all major billers and utility service providers in the following categories
- Mobile and DTH recharge
- Mobile postpaid, landline and broadband bill payments
- Electricity, water and gas bill payments
- Insurance premiums payment
Remittances & Fund Transfers
India Post Payments Bank (IPPB) customers can choose from a variety of payment options to transfer money to their family and relatives
- Immediate Payment Service or IMPS
- National Electronic Fund Transfer or NEFT
- Real Time Gross Settlement or RTGS
- Aadhaar Enabled Payment System or AePS
Direct Benefit Transfers
The Direct Benefit Transfer (DBT) Scheme was launched in 2013 by the Government of India with an aim to reduce leakages by cutting out middlemen and transferring benefits/subsidies directly to the beneficiary’s bank account
DoP Product Payment
- Sukanya Samriddhi Account
- Public Provident Fund
- Recurring Deposit Account
- Loan Against Recurring Deposit
IPPB RuPay Virtual Debit Card
Debit cards are one of the most popular instruments these days for cashless transaction & already a prominent mode for payment adopted in India. With growing business of Ecommerce/ Online services in India, usage of debit card on ECOM/ Online merchant transactions are increasing significantly, day by day.
India Post Payments Bank (IPPB) presents RuPay Virtual Debit Card to promote Government of India’s digital payments mission and encouraging customers / merchants to shift towards digital payments mode.
IPPB help line number
- 155299
- 155229
- 152999
- 155999
2 . The following is not a product of IPPB
- Regular Saving Account
- Digital Saving Account
- Basic Saving Account
- Pension Account
3. QR card will not be supplied
- a)Regular Saving Account
- b)Current account
- c)Both account
- d)None of the above
4. Frequency on Interest Payout on Regular Saving account is
- Monthly
- Quarterly
- Half-Yearly
- Yearly
5. A digital Saving Account is subject to closure if the KYC is not submitted
- a)Within a month from the date of account opening
- b)Within 12 month from the date of account opening
- c)Within 6 month from the date of account opening
- d)Instantly
6. Monthly average balance required to be maintained in
- a)Regular Saving Account
- b)Digital Saving Account
- c)Basic Saving Account
- d)Current Account
7. The feature of automatic swipe out will happen when the amount
- a)Reaches One lakh
- b)Above One Lakh
- c)In both case
- d)None of these
8 .The following service is not offering by IPPB
- a)Mobile Banking
- b)SMS Banking
- c)Missed-Cal Banking
- d)None of the above
9. Which of the following cannot be possible through DOOR-STEP Banking
- a)Regular Saving Account Opening
- b)Account Closure
- c)Deposit
- d)Bill paymen
- 10. Payment to which DOP product can be possible through IPPB Mobile App
- a)PPF
- b)SCSS
- c)MIS
- d)NSC/KVP
Answers
- 155299
- Pension Account
- None of the above
- Quarterly
- Within 12 month from the date of account opening
- Current Account
- Above One Lakh
- None of the above
- Account Closure
- PPF
Tuesday, February 23, 2021
Monday, February 22, 2021
Postinfo Mobile application - updated on 18.02.2021
Download / Update
Postinfo - Department Posts Android Mobile Application
Postinfo, the citizen centric android Mobile application of Department of Posts developed by Centre for Excellence in Postal Technology .
The app provides the following facilities:
1) Tracking
2) Post office search
3) Postage Calculator
4) Insurance premium calculator
5) Interest calculator
Brief description of each facility is given below;
TRACKING:
The tracking facility is made available on this mobile app for the following types of mail items.
• Speed Post • Registered Letter • Insured Letter
• Value Payable Letter • Insured Value Payable Letter • Registered Packets
• Registered Periodicals • Registered Parcel • Insured Parcel
• Value Payable Parcel • Insured Value Payable Parcel • Business Parcel
• Business Parcel COD • Express Parcel • Express Parcel COD
• Electronic Money Order (e-MO)
//copy//-sapost
Confederation of Central Govt Employees & Workers : Appeal in connection with Farmers' Agitation in Delhi
Dated : 22.02.2021
AN EARNEST APPEAL
Though the National media had been persistently distorting the issues connected with the farm enactments that led to the biggest ever agitation of the Indian farmers in recent times, the stir that began two months back had been gaining momentum every day. The Government characterised the movement as anti-national, backed by the terrorist outfits etc. and exhorted the peopleof the need to halt the ill-advised movement, but every segment of the society came forward to express concern, support the movement and express the need for a fruitful dialogue. The tractor rally organised jointly by several Kisan organisations being unprecedented caught the attention of the Indian people though very many attempts were made to tarnish the image of the leaders of the movement as also the movement itself. No doubt many in the country felt that Republic day being the most solemn and important day of the Nation, what was stage managed at the Red Fort ought not have happened. The agitation caught the attention of the world media and there had been innumerable comments from all over the world of the need to address the issue with a view to reach a settlement. The abject surrender of the Indian Press and the so called free channels to the ruling dispensation was a pathetic sight reminding of the emergency days. The famous comment of Shri L.K. Advani about the Indian Press in those days that they decided to crawl when asked to bend came vividly to one’s mind. Democracy as we all know can survive as a form of governance only when it is ensured that its dominant pillar, the media is really free, fearless and impartial.
Despite the untold repression and imposition of UAPA on many leaders the farmers movement could not be cowed down. Every trick in the book of chicanery was employed but the farmers stood firm, unflinching, scorning at the powers in governance; determined in their pursuit to victory. Had there been a micro-part of the courage and conviction demonstrated by the farmers, the Central Govt. employees could have written a glorious page of struggle when the promise held out to them in 2016 was not only honoured but discarded with disdain by the Government. Our weakness, amply demonstrated by our inaction naturally must have emboldened the Government to take away the dearness compensation in April, 2020 when the employees wanted it most.
The sale of National Assets, commenced decades back has continues unabated. The 2021 Budget has proposed to sell out the most profitable public enterprise, the Life Insurance Corporation of India. The sale is not for any strategic reason or advantage but only to reduce the fiscal deficit to comply with the terms imposed by the world lending agencies when the country adopted the neo-liberal economic policies. Even during the pandemic days, when the whole of the population suffered immeasurably, when all economic activities came to a grinding halt, the increase registered in the wealth of 100 Indian millionaires was of the order of Rs. 12.97,822 Crores. According to the Oxfam report, a worker in the unorganised sector will take 10000 years to earn the income generated by Mukesh Ambani in an hour. During this period the corporate tax was reduced to 22% from. 34.61%. India thus joined into the privileged club of the very few countries, where the corporate taxes are the lowest. The concessions extended to the Corporates cost the exchequer 1.45 laksh crore in tax revenue this year. The corporate taxes as a share of GDP came down from 3.5% to 2.2%, whereas the indirect taxes which affects every Indian citizen including the poorest of the poor rose to 5.1% of GDP in 2020-01. In 2020-21 It is expected that the privatisation of Bharat Petroleum, Air India, Shipping corporation, IDBI, Container Corporation, IDBI, BEML. Pawan Hans, Neelpal Ispat Nigam etc. would be completed.
The greatest impediment the farmers face today in going ahead with their just and peaceful agitation is the financial stringency. We feel it is the bounden duty of each and every citizen of the country to help them out to win the war; help them financially by collecting funds and donating it; extend the solidarity and support by organising demonstrative actions and do whatever that is needed to be done. We, therefore, appeal our affiliates, State COCs, all friends and admirers of the farmers movement to collect funds and remit the same to their respective CHQs who will remit to Confederation HQ. Confederation HQ will donate to the Farmers Organizations.
With greetings,
Yours fraternally,
Secretary General.
Sunday, February 21, 2021
Thursday, February 18, 2021
Wednesday, February 17, 2021
No.PF-1(e) 2021 Date: 17th February-2021
To,
All General Secretaries / NFPE Office bearers
All Circle / Divisional and Branch Secretaries of NFPE Affiliated Unions
Com. P. V. Rajendran President NFPE presided over the meeting. Com. R.N.Parashar presented the report. All General Secretaries except Com. Venkata Subbu G/S Admin Union (Represented by com. S. Bhaskaran ) and all office bearers attended the meeting. Com. C.C.Pillai Ex S/G and Com. Girirajsingh Ex President were also present. All the items of agenda proposed were discussed in detail and following resolutions adopted unanimously and decided to organize phased programme of action for settling the issues.
RESOLUTIONS:
1. Withdraw the orders freezing the DA and DR of CG employees and pensioners and impounding of arrears till 30.06.2021.
2. Scrap the New Pension Scheme and Restore OPS. Grant compensation for non deposit or delayed deposit of contribution under NPS.
3. Settle all Covid related issues. Grant special CL for the Covid treatment/quarantine to the departmental as well as GDS employees. Include Postal employees in priority list for Covid vaccination. Regularise the absence due to lockdown as work at home as per the directions DOPT. Grant compensation of Rs.10 lakhs to the family of the deceased due to covid-19.
4. Fill up all vacant posts in all cadres including HSG11&HSG1 by relaxing the recruitment rules.
5. Settle the net work connectivity issues in POs, RMS and other deptl offices.
6.Settle the issue of denial of increment after 180 days to those officials who opted the fixation on promotion/financial upgradation etc. 180 days may be treated as 6 months as done in other cases.
7. Implement all left out recommendations of Kamlesh Chandra committee report like financial upgradation, insurance coverage etc. to GDS employees.
8.Implement cadre restructuring in all left out categories without further delay.
9. Stop harassment of officials in the name of unscientific business targets and compelling the officials to work on Sundays and holidays for melas etc.
10. Withdraw the Rule 365 of Postal manual volume 1V regarding yearly examination in sorting for granting annual increment for SAs in RMS.
11. Withdraw the Dte orders regarding denying federations from taking up the issues of GDS employees.
12. Resume all transit sections of RMS whenever the trains starts operation. Allow minimum 50 seats in all sections to get 2 doors for mail exchange.
13. Stop opening of unscientific CSC in POs, especially in single handed POs. Stop outsourced postal agent system. Discuss with staff before implementation of all new proposals and schemes.
14. Stop merger/closure of L2 mail offices. Strengthen L2 offices by introducing parcel and speed processing in L2 offices. Fix norms for the work in CRC, PH, SPEEDHUB etc.
15. Conduct membership verification by check off system for deptl employees. Verification of GDS unions also be carried out without any delay.
16. Conduct physical periodical meetings with staff unions in time at all level.
17. Stop decentralization of Postal ACs. Repatriate all officials who have been transferred to PAO Vijayawada against their option.
18. Stop harassment in the name of contributory negligence in SBCO. SBCO may be brought under the control GM PA&F with change in nomenclature.
19. Absorb PTCL/FTCL against GDS/MTS vacancies . Issue directions for implementation of Dte orders for payment of wages with arrears.
20. Maintain separate identity of all Cadres i.e. PA CO and PA SBCO etc.
Following programme of actions decided by federal executive for settlement of the demands:
1. First phase= Massive Dharna in all divisions during April 2021. Vigorous campaign should be organized by the division unions to educate the members about our demands and the attitude of Dept due to the anti-worker policies of the NDA Govt. Before the first phase of action, organize general body meetings, conventions, printing leaflets and campaign through social media.
2. Second phase= Day long dharna in front of all circle offices during May 2021. All circle office bearers and division secretaries of affiliates must participate in the dharna.
3. Third phase= Dharna at Dak Bhavan during May 2021. Circle secretaries and CHQ office bearers of all affiliated unions must participate in the dharna.
Other important decisions of federal executive meeting are given below:
2. Decided to strengthen AIPEU GDS and AII INDIA CASUAL PART TIME CONTINGENT AND CONTRACT WORKERS FEDERATION in all divisions.
With revolutionary Greetings
Yours Comradely,
Secretary General