Post Office Savings Bank: ATM facility & Fraud
Cases in POSB
GOVERNMENT OF INDIA
MINISTRY OF COMMUNICATIONS AND
INFORMATION TECHNOLOGY
LOK SABHA
STARRED QUESTION NO 582
ANSWERED ON 08.05.2013
POST OFFICE SAVINGS BANK
582
. Shri MAHESH JOSHI, ARVIND KUMAR CHAUDHARY
Will the Minister of COMMUNICATIONS AND INFORMATION TECHNOLOGY be pleased to state:-
(a) the details of the
Post Office Savings Banks (POSB) functioning separately in the rural
and the urban areas and the share of post office savings in total rural savings
in the country, State-wise;
(b) whether the Government proposes
to provide ATM facility to POSB account holders and if so, the details thereof
along with the ATM installed and proposed to be installed, State-wise;
(c) the number of agents for post
office savings working in the country;
(d) whether cases of alleged
financial irregularities/fraud by postal employees and agents in post office
savings have been reported in the country; and
(e) if so, the details thereof and the action
taken by the Government against them?
THE
MINISTER OF COMMUNICATIONS AND INFORMATION TECHNOLOGY (SHRI KAPIL SIBAL)
(a) to (e) A Statement is laid on the Table of the House.
STATEMENT TO BE LAID ON THE TABLE OF THE LOK SABHA IN RESPECT OF
PARTS (a) TO (e) OF LOK SABHA STARRED QUESTION NO. 582 FOR 8TH MAY, 2013
REGARDING “POST OFFICE SAVINGS BANK”
(a) Madam, information is under collection and will be laid
on the Table of the House.
(b) Yes, Madam. So far, no ATM has been installed. The State-wise detail of ATMs proposed to be installed is placed at Annexure-A.
(c) As on 31.3.2013, there were 3,04,259 agents working for mobilizing funds for Small Savings Schemes.
(d) Yes Madam.
(b) Yes, Madam. So far, no ATM has been installed. The State-wise detail of ATMs proposed to be installed is placed at Annexure-A.
(c) As on 31.3.2013, there were 3,04,259 agents working for mobilizing funds for Small Savings Schemes.
(d) Yes Madam.
(e) The details of financial irregularities/fraud by postal employees
and agents in post office savings reported in 2012-13 may be seen in the
attached Annexure-B.
Annexure-A
ATMs
PROPOSED TO BE INSTALLED
|
Sl. No.
|
Postal Circle/State
|
Total
|
|
1
|
Andhra Pradesh
|
95
|
|
2
|
Assam
|
26
|
|
3
|
Bihar
|
44
|
|
4
|
Chattisgarh
|
14
|
|
5
|
Delhi
|
26
|
|
6
|
Gujarat
|
41
|
|
7
|
Haryana
|
20
|
|
8
|
Himachal Pradesh
|
22
|
|
9
|
Jammu & Kashmir
|
13
|
|
10
|
Jharkhand
|
19
|
|
11
|
Karnataka
|
76
|
|
12
|
Kerala
|
56
|
|
13
|
Madhya Pradesh
|
52
|
|
14
|
Maharashtra (includes state of Goa)
|
75
|
|
15
|
North-East (includes states of Arunachal
Pradesh, Manipur, Meghalaya, Mizoram, Nagaland & Tripura)
|
23
|
|
16
|
Orissa
|
44
|
|
17
|
Punjab
|
26
|
|
18
|
Rajasthan
|
64
|
|
19
|
Tamil Nadu
|
94
|
|
20
|
Uttar Pradesh
|
88
|
|
21
|
Uttarakhand
|
18
|
|
22
|
West Bengal (includes state of Sikkim)
|
64
|
|
Total
|
1000
|
Annexure-B
Fraud cases in
Post office Savings Bank
|
Sl. No
|
Name of State
|
No. of fraud cases in
post office savings reported during 2012-13 involving postal employees
|
No. of fraud cases in
post office savings reported during 2012-13 involving agents
|
||
|
No. offraud cases
|
Action taken
|
No. offraud cases
|
Action taken
|
||
|
1
|
Andhra Pradesh
|
129
|
Disciplinary action against the employees is under
process.
|
15
|
in one case license was got cancelled
& in other casesinquiry is under process
|
|
2
|
Assam
|
93
|
Disciplinary action against the employees has been taken.
|
0
|
|
|
3
|
Bihar
|
9
|
The employees are facing disciplinary action & in some
cases FIR have also been lodged against them
|
4
|
FIRs have been lodged against the agents and two agents
are in Police custody.
|
|
4
|
Chhattisgarh
|
13
|
One employee has been compulsorily retired , 5 employees
are under suspension, in three cases disciplinary action is under
process and two cases are under investigation
|
1
|
FIR has been lodged by the depositor.
|
|
5
|
Delhi
|
3
|
Disciplinary action against the employees is under
process.
|
1
|
Inquiry is under process.
|
|
6
|
Gujarat
|
22
|
In 5 cases entire amount has been recovered, in two cases
recovery is under process, three employees have expired. 4 employees are
under suspension, one employee has been removed from service & in
remaining cases disciplinary action is under process.
|
3
|
Agency of two agents has been cancelled and agency of one
agent is suspended.
|
|
7
|
Haryana
|
10
|
One officer is under suspension, disciplinary action
against one official has been taken & in remaining eight cases
disciplinary action is under process.
|
2
|
Agency of three agents has been cancelled.
|
|
8
|
Himachal Pradesh
|
4
|
2 employees have been from removed from service &
Police case as well as disciplinary case against the employees are under
process in two cases
|
0
|
|
|
9
|
Jammu & Kashmir
|
0
|
0
|
||
|
10
|
Jharkhand
|
7
|
4 employees have been suspended & in 3 cases enquiry
is under process.
|
0
|
|
|
11
|
Karnataka
|
66
|
23 cases official are under suspension & in remaining
cases disciplinary action is under process.
|
0
|
|
|
12
|
Kerala
|
11
|
In 3 cases, employees are under suspension & in
remaining cases,inquiry is under process.
|
2
|
Agency of one agent has been cancelled & in another
caseinquiry is under process.
|
|
13
|
Madhya Pradesh
|
31
|
in 13 cases employees have been suspended, in 2 cases
amount has been recovered & in remaining cases, inquiry is
under process.
|
0
|
|
|
14
|
Maharashtra
|
42
|
in 17 cases, employees are under suspension, 2 employees
have been removed from service & in remaining cases disciplinary action
is under process.
|
72
|
in 1 case, agency has been cancelled. For remaining cases
state govt. has been requested to cancel the agencies.
|
|
15
|
Goa
|
0
|
0
|
||
|
16
|
Tripura
|
9
|
5 employees have been removed from service, 2 employees
have been awarded imprisonment & in remaining cases disciplinary action
is under process.
|
1
|
Amount has been recovered and matter reported to police.
|
|
17
|
Nagaland
|
0
|
0
|
||
|
18
|
Mizoram
|
0
|
0
|
||
|
19
|
Arunachal Pradesh
|
1
|
Employee has been placed under suspension.
|
0
|
|
|
20
|
Meghalaya
|
0
|
0
|
||
|
21
|
Manipur
|
0
|
0
|
||
|
22
|
Orissa
|
30
|
in 20 cases, employees are under suspension & in
one case, employee has been removed from service & in other cases
disciplinary action is under process.
|
0
|
|
|
23
|
Punjab
|
14
|
One employee has expired, in 2 cases, employees have
been removed from service, in 3 cases employees are under suspension & in
8 cases , departmental enquiry is under process.
|
1
|
Agency of agent has been cancelled.
|
|
24
|
Rajasthan
|
13
|
Disciplinary action has been initiated under rules
|
2
|
State Authority has terminated the agencies.
|
|
25
|
Tamil Nadu
|
166
|
Recovery of amount with penal interest has been made
from the Postal employees, disciplinary action under Rule 14/16 of CCS(CCA)
Rule 1965 against the main offender & co-subsidiary offender, registering
police complaints in cases where the amount of theft/fraud exceeds Rs 5000/-
and attaching properties under Public Accounts Default(PAD) Act and Revenue
recovery Act.
|
3
|
The licenses of the agents were cancelled.
|
|
26
|
Uttar Pradesh
|
20
|
The action against the delinquent officials of the Post
offices has been initiated as per the departmental procedures vis a vis the
lapses on their part.
|
6
|
Cases have been referred to the concerned authorities of
national savings schemes for suitable action against them.
|
|
27
|
Uttrakhand
|
5
|
One employee has been removed from service and in
remaining four cases disciplinary action is being taken.
|
0
|
|
|
28
|
West Bengal
|
16
|
In all fraud cases, investigation is under process
and on the basis of assessment of loss sustained by the department
recovery/adjustment of loss has been started from delinquent officials.
|
6
|
Agencies of all agents involved in six cases have been got
cancelled.
|
|
29
|
Sikkim
|
0
|
0
|
||