GRANT OF AGE CONCESSION TO THE PERSONS WITH DISABILITIES - DoPT Order

 

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PLI - Loan conditions -- an information

Loan is admissible on : 

Whole Life Assurance (WLA), 

Endowment Assurance (EA) and 

Convertible Whole Life Assurance (CWLA) policies.

Time factor :

Currency of policy should be minimum of 3 years in case of EA and CWLA.

Currency of policy should be minimum of four years in case of WLA.

Policy should be unencumbered/ unassigned.

Loan Limit:     

    

(a) Whole Life Assurance

Currency of Policy Percentage of surrender value on which loan is admissible

More than 4 years to 7 years 60% 

More than 7 years to 12 years 80%
More than 12 years 90%

(b) Endowment Assurance & Convertible Whole Life Assurance

Currency of Policy Percentage of surrender value on which loan is admissible

More than 3 years to 5 years 60%
More than 5 years to 10 years 80%
More than 10 years 90%

• Insurant should apply on LI-35 (loan application) and send to nearest CPC (at any HPO) along with policy document and premium receipt book or PDOC. Second and subsequent loan is admissible. (can be availed any time after repayment of previous loan) 

• Second and subsequent loan is admissible after a year if the first loan is fully repaid. 

• Loan interest @ 10% p.a is calculated on six monthly basis.

Indian Railways, Army among world's biggest employers: Study

New Delhi: Two Indian organisations - Army and Railways - are among the world's biggest employers, together employing a whopping 2.7 million people, said a report.

Though it is often said that Indian Railways is the largest employer in the world, but it seems it is not. The organisation is ranked at the eighth place in the list of world's biggest employers. Immediately after Indian Railways in the 8th rank with 1.4 million staff is the Indian Armed Forces with 1.3 million people.

According to a research published by the World Economic Forum, the US Department of Defense is the world's biggest employer which claims over 3.2 million employees on its roster.

Second is People's Liberation Army (the Chinese military) with 2.3 million, and in third is the US supermarket giant Walmart with 2.1 million workers, the report said, adding that "...175,000 of Walmart's staff work for UK supermarket chain, Asda".

McDonald's is the 4th biggest employer with 1.9 million employees, however, as the majority of its restaurants are franchises, this figure falls to 4,20,000 when they are excluded, the report said.

UK's National Health Service was ranked at the 5th place, with 1.7 million employees, followed by state-run China National Petroleum Corporation with 1.6 million.

Another Chinese company, the State Grid Corporation of China was ranked 7th with 1.5 million.

Hon Hai Precision Factory (better known as the electronics manufacturer Foxconn) comes in at 10th place with 1.2 million people.

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AIPEU GDS (NFPE) - PALAMANER BRANCH - CHITTOOR DIVISION (AP) FORMED

A general body meeting of GDS comrades of Palamaner Branch under Chittoor division (AP) held on 28-05-2015 in Kuppam SO. The meeting presided by Presidium of GDS (NFPE) and Com.Laxmanna, President, Gr.C, Palamaner Branch.

Com.P.Pandurangarao, General Secretary, AIPEU GDS (NFPE) attended and addressed the meeting. Com.Vijayakurmar, Br. Secretary, Gr.C., Palamaner organized the meeting.

Com.V.Sudhakar Naidu, Orgg. Circle Secretary, Gr.C, Com.Chakravarthy, Divl. Secy, Gr.C, Chittoor, Com.Nagamuni, President, Gr.C., Com.Sardar, Gr.C., Chittoor, Com.Dandayudhapani, P4., Com.K.Mohanreddy, Br. President, Com.C.Narayanareddy, Br. Secretary, Punganoor, Com.V.Surendranadha reddy, Br. Secy, Madanapalli and many other leaders attended the meeting.

About 150 GDS comrades joined in AIPEU GDS (NFPE) en masse by submitting withdrawls to the other GDS Union today itself.

Com.P.Ramesh, Com.K.Ramanareddy, Com.J.Devarajulu and a set of office bearers elected unanimously for the Branch Organizing body for AIPEU GDS (NFPE)

AIPEU GDS (NFPE) conveys heartfelt greetings and congratulations on the joining of GDS comrades to the Union and sincerely thanking the NFPE leaders of Chittoor & Palamaner Branch for their support to GDS.

Centre to bring in new labour codes in wages and other areas to protect workers

The Union Labour Ministry proposes to come out with four labour codes in the areas of wages, industrial relations, social security and working conditions to strengthen safety and social security of workers.

                                            

The Union Labour Ministry proposes to come out with four labour codes in the areas of wages, industrial relations, social security and working conditions to strengthen safety and social security of workers.

"We are going to bring four labour codes. Labour Code is very, very important. It is going to play a major role. One will be for wages. There is complication in wages being paid. We would like to bring all wages under one code.

"Second is Industrial Relation Code. We will amalgamate all laws. Third is social security code and fourth one is working conditions and safety. Safety and security of the workers will be strengthened under these codes," Union Minister of State for Labour Bandaru Dattatreya said today.

He was addressing a regional conference of state Labour Ministers and officials from southern states here.

The Government is holding tri-partite meetings with representatives of trade unions, employers and Central and State governments on a host of labour-related issues.

Noting that there are a number of laws concerning labour and employment, Dattatreya said his Ministry is doing "simplification, rationalisation and amalgamation" of legislations to promote productivity and welfare of workers.

The NDA Government is bringing in different initiatives like Universal Account Number (UAN), skill development, among others, for the benefit of workers, the Minister maintained.

He emphasised the need for skill development for workmen and the Centre's initiative towards the endeavour. Speaking on the occasion, Kerala Labour Minister Shibu Baby John said violation of labour laws is rampant in India.

Referring to the issue involving Indian diplomat Devyani Khobragade, who was accused of underpaying her maid in the US, he said developed countries try to protect workers.

"In developed countries, the laws are so strict, every employee or person, has to be paid minimum wages. So, they even went to the extent of prosecuting a diplomat. I am not going into the veracity of this," John said.

"Here, in the country, there is blatant violation of minimum wages. So, when we say that labour is the problem for all that, actually what is happening in India is there is more violation of labour laws than what is being discussed." Telangana Labour Minister Nayani Narasimha Reddy and his Karnataka counterpart Parameshwara Naik spoke about labour welfare schemes being implemented by their States.

PTI 

Why India Post could become e-commerce’s most potent delivery partner

What makes India Post, seen by many as a relic of a bygone era, so attractive to these online portals? India Post's network of post offices in India is incomparable. None of the private courier or logistics firms can even come close say experts and e-commerce firms. "India Post has an unmatched network that is critical for the growth of e-commerce in India," says Ashish Chitravanshi, Vice President of operations at Snapdeal. A view echoed by Amazon.in. "Through India Post's extensive network, Amazon India is able to service over 19,000 pin-codes through 140,000 post-offices across all 35 states and union territories in India," says Samuel Thomas, Director of transportation at Amazon India. This network covers about 25,000 pin codes, while even large private courier companies like DTDC reach only about 10,000.

Radhika P Nair | June 26, 2015 

Sharadamani Amma, an 87-year-old great grandmother, remembers a time when the sight of mail runners would cause a great deal of excitement in the small Kerala village she grew up in. The appearance of these postal employees, who carried mail between post offices on foot, meant a letter or money order or, god forbid, a telegram—a sure sign of ill news.

But those days are long gone. The postmen are no longer held in high regard in most of the country, and few in the current generation would have even stepped into a post office, at least in urban India.

New age e-commerce companies want to change this. The likes of Amazon and Snapdeal already have pilot projects running with India Post, while newspaper reports suggest that Flipkart is set to follow suit.

But what makes India Post, seen by many as a relic of a bygone era, so attractive to these online portals?

Unbeatable network

India Post’s network of post offices in India is incomparable. None of the private courier or logistics firms can even come close say experts and e-commerce firms. “India Post has an unmatched network that is critical for the growth of e-commerce in India,” says Ashish Chitravanshi, Vice President of operations at Snapdeal. A view echoed by Amazon.in. “Through India Post’s extensive network, Amazon India is able to service over 19,000 pin-codes through 140,000 post-offices across all 35 states and union territories in India,” says Samuel Thomas, Director of transportation at Amazon India.

This network covers about 25,000 pin codes, while even large private courier companies like DTDC reach only about 10,000.

Rural depth

While the pan India network is impressive, it is India Post’s rural depth that gives it an edge. “No one can reach rural areas like India Post,” says Manish Saigal, Managing Director of advisory services firm Alvarez & Marsal India. Manish says India Post’s importance will only increase when non-metro India’s contribution to e-commerce sales surpasses that of metro India. “The top 20 cities contribute 60% in value terms right now. The pendulum will shift the other way pretty soon,” adds Manish.

The pendulum has already swung the other way for some e-tailers. Over 70% of orders for Snapdeal are from smaller cities and towns, according to Snapdeal’s VP-Operations Ashish. “The growing popularity of online shopping in these non-metro centers presents a unique set of logistical challenges like spread out population, high km/delivery factor and high cost of setting up delivery infrastructure,” explains Ashish.

Advantage India Post

It is not just the e-commerce companies that stand to gain from a partnership with India Post. The revenue potential for India Post is quite high.

The central government agency is already handling over 1.5 lakh e-commerce deliveries a day, according to industry estimates, making India Post one of the largest delivery partners for the industry. The Business Development and Marketing Directorate of India Post, which handles delivery of parcels like those of e-commerce companies, earned revenue of Rs 1961.76 crore between April and December last year.

“A lot of people dismiss India Post but they are doing mind-boggling work on the ground for e-commerce already,” says Manish.

An advertisement put out by India Post showed the department has handled Rs 500 crore of cash-on-delivery (CoD) in the financial year 2014-15.

However, Alvarez & Marsal’s Manish says India Post needs to do more in terms of technology adoption. This is especially important for CoD. India Post does have years of experience handling and delivering cash, in the form of money orders. However, CoD unlike money order requires postmen and women to collect cash and not hand over cash. E-commerce companies also expect this cash to be remitted into their accounts daily and further expect transparent and instant system updates.

This technology integration between India Post and e-commerce companies is beginning to happen. “We have integrated Amazon and Postal systems to electronically enable information sharing,” says Amazon India’s Samuel.

There are examples globally of national postal departments taking advantage of the growth of online retail. Ankur Bisen, senior Vice President at retail advisory firm Technopak, cites the examples of Deutsche Post (Germany) and Royal Mail (UK). “Both these companies were state sponsored mail carriers and realised the diminishing importance of postage. Both of them have successfully re-modelled themselves to suit the emerging e-commerce needs,” says Ankur. An AFP report in March stated that Deutsche Post’s e-commerce parcel division saw its revenues rise by 2.6% to reach 15.7 billion euros (Rs 1.11 lakh crore) in FY 2014.

“If they can marry India Post’s local knowledge and network with technology, they can become unbeatable. But they need to do this fast,” says Manish.

If this succeeds, then Sharadamani Amma’s great granddaughter Mythili will also soon wait with bated breath for the postman to call at her Bengaluru flat.

(Sources of  data and information shown in graphics: India Post annual report, India Post advertisement, Amazon India, DTDC website, news reports)

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First Postal ATM of Himachal Pradesh inaugurated

First postal ATM (Automated Teller Machine) in Himachal was operational from yesterday with its inauguration at General Post Office (GPO) by Chief Minister Virbhadra Singh.

Speaking on the occasion, Singh said that the ATM facility would help the Postal department to increase the number of savings bank accounts in post offices and also facilitate the customers to avail these services through Internet, mobile and other core banking solutions (CBS).

Initially, 22 ATMs would be set up in Himachal Pradesh at GPO Kusumpti, Summer-hill, Bilaspur, Hamirpur, Barsar, Mandi, Sundernagar, Kullu, Keylong, Dharamsala, Palampur, Kangra, Dehra, Solan, Nalagarh, Parwanoo, Nahan, Rampur, Reckong-Peo, Una and Chamba, he added.

All the 2,316 branches of the post offices of HP circle including rural branch post offices will be provided handheld devices capable of internet connectivity, bar code, smart card and bio-metric reader soon, he added.

Chief Post Master General, Major General AK Suri, gave a detailed account of services rendered by post office in the state, particularly in remote and far-flung areas.

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DATE EXTENDED FOR SUBMISSION OF LETTER OF AUTHORIZATION IN MEMBERSHIP VERIFICATION PROCESS

LEGAL FUND CONTRIBUTION FROM GDS - HIMACHAL PRADESH CIRCLE

Red Salute & heartful thanks to GDS Comrades of Himachal Pradesh circle......

Com.Virendra sharma, Circle Secretary & Orgg. General Secretary of AIPEU GDS (NFPE) deserves all appreciation for his valuable financial support to NFPE & CHQ regarding Court Cases of GDS.

The AIPEU GDS (NFPE) Comrades of Nahan Branch under Solan division & Sunderghar Branch under Mandi division - Himachal Pradesh Circle made a valuable contribution to the GDS Court case as legal fund donation to NFPE.

NAHAN Branch :

S.No.	Name	Designation	Office	SO / HO
1	Balwant singh	BPM	Thanakasoga	Dadahu
2	Balbir singh	GDSMD	Ganguwala	Poanta
3	Prakash	BPM	Ganguwala	-do-
4	Jagir Singh	GDSMD	Nihalgad	-do-
5	Mohan Lal	BPM	Bikram Bag	Nahan
6	Anwar Ali	GDSMD	-do	-do-
7	Ramprakash	GDSMD	Manpurdewda	Poanta
8	Mukesh kumar	BPM	-do-	-do-
9	Sarita Seni	BPM	Mishrwala	Majra
10	Kamalesh	BPM	Senwala	-do-
11	Manish Sharma	BPM	Mihalghar	Poanta
12	Balbir singh	BPM	Badana	-do-
13	Singh	GDSMD	-do-	-do-
14	Bharat Singh	BPM	Banor	-do-
15	Balender singh	GDSMD	Bhagani	-do-
16	Vinod Kumar	BPM	Puruwala	Nahan
17	Rajender Singh	BPM	Pabiana	Rajghar
18	Surrender singh	BPM	Chhogtali	-do-
19	Roopram	GDSMD	Pabiana	-do-
20	Satyapal	GDSMD	Rarughati	-do-
21	Geeta ram	GDSMD	-do-	-do-
22	Babita Kumari	BPM	Bhuira	-do-
23	Kamalesh	GDSMC	--	Rajghar
24	Devinder singh	GDSMD	--	-do-
25	Birbal singh	BPM	Trilokpur	Kalaamb
26	Gian singh	GDSMD	-do-	-do-
27	Bool chand	BPM/MD	Barmaparri	Nahan
28	Naresh chand	GDSMD	--	Kalaamb
29	Bali Din	GDSMD	--	-do-
30	Amar chand	GDSMD	Saiwala	Nahan
31	Govind ram	BPM	-do-	-do-
32	Devinder singh	BPM	Serjagas	Rajgarh
33	Vijay singh	GDSMD	-do-	-do-
34	Nithyanand	GDSMD	Bimbar	-do-
35	Somdutt	GDSMD	Chuhrdhar	-do-
36	Dhahwir singh	BPM	Poka	Sataun
37	Seema Sharma	BPM	Tatiyana	-do-
38	Pooja Dhiman	BPM	Kotuuttron	-do-
39	Pritam singh	BPM	Chacheti	-do-
40	Satinderpal	GDSMC	-do-	-do-
41	Saniram	GDSMD	Tatiyana	-do-
42	Kalian singh	BPM	Shawga	-do-
43	Deepram	GDSMD	-do-	-do-
44	Gurditaram	GDSMD	Poka	-do-
45	Ragbhir singh	BPM	Dugana	-do-
46	Bhagwan singh	GDSMC	Korga	-do-
47	Puran chand	GDSMC	-do-	-do-
48	Chamel singh	GDSMD	Millan	-do-
49	Dharma singh	BPM	-do-	-do-
50	Jalam singh	GDSMD/MC	Kotiuttron	Sataon
51	Dinesh singh	BPM	Timbi	-do-
52	Balbir singh	GDSMC	Jamna	-do-
53	Manoj kumar	GDSMD	-do-	-do-
54	Shiv ram	GDSMC	Sharlimanpur	-do-
55	Kapil	BPM	Shilla	-do-
56	Balbir singh	BPM	Kyarigundah	-do-
57	Rattan singh	GDSMD	Bakras	-do-
58	Layak ram	BPM	-do-	-do-
59	Jangliram	BPM	Loza	Shilai
60	Bhishan singh	GDSMD	-do-	-do-
61	Mahender singh	GDSMC	Bakras	Sataun
62	Narender singh	BPM	Hallan	Shilai
63	Mahender singh	GDSMD	-do-	-do-
64	Santram	BPM	Harlog	Sataun
65	Ram singh	GDSMC	-do-	-do-
66	Dila ram	BPM	Jhakando	Shillai
67	Gopal singh	GDSMD	-do-	-do-
68	Kundan singh	GDSMD	Nainidhar	-do-
69	Rattan singh	BPM	Surla	Nahan
70	Divan singh	GDSMD	-do-	-do-
71	Deepak kumar	BPM	Moginand	Kalaamb
72	Balwant singh	GDSMD	-do-	-do-
73	Sitamsher singh	BPM	Panyon	-do-
74	Ramesh chand	GDSMD	-do-	-do-
75	Vedprakash	GDSMD	Birla	Dadahu
76	Dharampal	BPM	Panjahai	Nahan
77	Sohan singh	GDSMD	Kansar	Dadahu
78	Manjubala	GDSMC	-do-	-do-
79	Rakesh Sharma	BPM	Menidhar	Shillai
80	Sukhdarshan	GDSMD/MC	Jamankiser	Saraman
81	Tapender singh	BPM	Banethi	Nahan
82	Vijaykumar	GDSMD	-do-	-do-
83	Madanlal	BPM	Rohanhat	Shillai
84	Lakshmi mohil	BPM	Chalana	Nahan
85	Ramesh	BPM	Matter	-do-
86	Heera mani	GDSMD	-do-	-do-
87	Rekhadevi	BPM	Shambhuboala	Nahan
88	Dhanvir singh	GDSMD	-do-	-do-
89	Surjan singh	BPM	Shivpur	Haripordhar
90	Inder prakash	BPM	Bhowai	-do-
91	Devi ram	GDSMD	Korag	-do-
92	Deepram	GDSMP	--	-do-
93	Indra Devi	BPM	Korag	-do-
94	Padma Devi	BPM	Bhalona	-do-
95	Daya Ram	BPM	Barol	-do-
96	Roopsingh	GDSMD	-do-	-do-
97	Chetram	GDSMC	Bhalona	-do-
98	Guman singh	GDSMD	Shivpur	-do-
99	Soma Devi	BPM	Janot	Sarahan
100	Rattan singh	GDSMD	-do-	-do-
101	Bhojraj	BPM	Mehndobag	-do-
102	Mohan dutt	GDSMC	-do-	-do-
103	Raksha Devi	BPM	Thakurdawapra	-do-
104	Jagatram	BPM	Dhangyar	Sarahan
105	Roop Dutt	GDSMD	-do-	-do-
106	Purushottam singh	BPM	Bagthan	Nahan
107	Tapender singh	GDSMD	-do-	-do-

AIPEU GDS (NFPE) CHQ conveyed thanks to Com.Tapender Thakur of Nahan Branch for his sincere efforts in the collection of legal fund a sum of Rs.74,900-

SUNDERGARH Branch :

S.No.	Name	Designation	Office	SO / HO
1	Pratima	BPM	Kapahi	Bhojpur
2	Jagdeep singh	GDSMP	--	Sundergarh
3	Ambika soni	BPM	Moviseri	Ghoar
4	Kesar singh	BPM	Sari	Sajaopiplu
5	Krishan pal Sharma	GDSMC	Longri	-do-
6	Premraj	GDSMC	Sari	-do-
7	Ramesh chand	GDSMP	-do-	-do
8	Ghansyam Das	GDSMD	--	-do-
9	Anil Kumar	BPM	Gharwasra	-do-
10	Hansraj	GDSMC	-do-	-do-
11	Rajpal	GDSMD	-do-	-do-
12	Dinesh kumar	BPM	Arauru	Tihru
13	Gouthram Rama	BPM	Kumind	kaullu
14	Ratanlal Sharma	GDSMD	--	Tihru
15	Jeevan singh	GDSMD	--	Gagal

AIPEU GDS (NFPE) CHQ conveyed thanks to Com.Sanjeevi of Sundergarh Branch for his sincere efforts in the collection of legal fund a sum of Rs.10,500-