- An account for
any of the National Small Savings Schemes can be opened and money can be
deposited by himself/herself by visiting the Post Office/Bank Branch in
person.
- Facility of
making online deposit is also available for certain schemes in Banks such
as E-Kisan Vikas Patra, Public Provident Fund and Sukanya Samridhi
Account.
- In case one
decides to avail the services of Authorised Agents, the following is the
advice:
- Establish
identity of Authorised Agents by checking his Certificate of Authority
and date of validity of the agency
- Fill
in the application form yourself. However, help/guidance of the agent may
be availed
- Always
insist for Authorised Receipt duly completed by the agent while handing
over money/instruments and documents to the agent for opening an account
or making deposit. These receipt books are supplied by Government to the
agents (Authorised Agents Receipt Books and ASLAAS – 5 cards for MPBKY
agents)
- Preserve
counterfoils of the ASLAAS 5 cards till maturity of the account
- If
an agent declines or avoids issue of receipt book/ASLAAS card, do not
entertain him/her and report the matter to the Postal/District
Authorities.
- Ensure
receipt of passbook from the agent within 10 days from the date of
investment. In case of non-receipt of passbook from the agent within 10
days from the date of Investment, lodge a complaint with either
Appointing Authority; Regional Director, National Savings Institute;
Concerned Post Master.
- Invariably
verify the correctness of the amount, date, stamp, signature etc.
mentioned in the Passbook from the concerned Post Office from time to
time
- Do
not hand over the cash to any unauthorised person or issue a cheque in
favour of an agent
- For
investment over and above ₹10,000; issue only an
account payee cheque drawn in favour of concerned Post Master
- Do
not fill/sign the withdrawal form before maturity
Source: NSI