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........ CITIZENS DUTY & SLOGAN ::: It shall be the duty of every Citizen of India to defend the Country and render National service when called upon to do so ... SLOGAN ::: "That loyalty to the Country becomes ahead of all other loyalties. And this is an absolute loyalty since one can not weight it in terms of what one receives" (Lal Bahadur Shastri) ..... face book page link for 4th AIC of AIPEU GDS ... ......... .......

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......... .............. CONGRATULATIONS TO THE SELECTED CANDIDATES FOR THE POSTS OF GDS ..................... 4th All India Conference of AIPEU GDS - 8th & 9th October 2022 -- Kasaragod - Kerala ......


... ... Dear Comrade newly elected Divisional / Branch Secretaries of AIPEU-GDS -- PLEASE SEND YOUR POSTAL ADDRESS WITH PIN CODE, MOBILE NUMBER, E-MAIL ID THROUGH SMS TO .. 6294343737 / 9748659815.. OR BY E-MAIL TO >< IMMEDIATELY................... CRUSADER TO GRAMIN DAK SEVAKS (2nd Edition -2016) is ready and can place indent to AIPEU GrC (CHQ), NEW DELHI-8....... One copy Rs.225/- (560 pages) ..... Send e-MO for Rs.250/- to receive one copy of the Book by Regd. Book Paket..........

Wednesday, December 17, 2014

Ministry of Finance Issues Clarifications with Regard to Different Aspects of the Pradhan Mantri Jan Dhan Yojana (PMJDY) Including about Availing of Benefits Under the Yojana

Various queries or questions have been raised from time to time with regard to different aspects of the Pradhan Mantri Jan Dhan Yojana (PMJDY).  The Ministry of Finance has responded to those queries and issued various clarifications in that regard from time to time.

Now the Ministry of Finance has further issued the following clarifications for the benefit of account holders under PMJDY:-

I.                   Frequently Asked Questions (FAQs) on the Yojana are available on the

II.                A person who is already having a bank account with any bank NEED NOT to open a separate account under PMJDY. He/she will just have to get issued a RuPay Card in his existing account to get benefit of accidental insurance.  Over draft facility can be extended in the existing account if it is being operated satisfactorily.

III.             Accidental Insurance coverage under PMJDY

o       Accidental insurance of Rs.1 lakh is available to all RuPay card holders in the age group of 18-70 where RuPay card need to be used once in 45 days of receipt.

o       Claim intimation should be given his or her bank where account is maintained within 30 days from the date of accident.

IV.              Life Insurance coverage under PMJDY

Basic eligibility conditions:-

o       Persons opening bank account for the first time, with RuPay card in addition, during the period from 15thAug 2014 to 26th January 2015.

o       The persons should normally be Head of the family or an earning member of the family and should be in the age group of 18-59.

o       Account holder need to have valid RuPay card.

o       The account can be any bank account including a small account.

o       Only one person in the family will be covered and in case of the person having multiple cards / accounts, the benefit will be allowed only under one card i.e. one person per family will get a single cover of Rs. 30,000/-, subject to eligibility conditions.

o       The claim of Rs.30,000/- is payable to the nominee(s) of account holder who need to submit necessary documents to the Nodal Branch of the concerned  Bank.

o       Government employees (serving/retired) and their families, persons filing Income Tax Return/TDS deductees and persons covered under the Aam Adami Bima Yojana, are ineligible for Life insurance under PMJDY.