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........ CITIZENS DUTY & SLOGAN ::: It shall be the duty of every Citizen of India to defend the Country and render National service when called upon to do so ... SLOGAN ::: "That loyalty to the Country becomes ahead of all other loyalties. And this is an absolute loyalty since one can not weight it in terms of what one receives" (Lal Bahadur Shastri) ..... face book page link for 4th AIC of AIPEU GDS ...https://www.facebook.com/106981442132718/posts/pfbid035srQe6UqacpeJWwUxp2YvpbTWn9oRVGQzH97yez1ieYpKKA9mLQYEciGeXaa3y1el/ ......... .......

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......... .............. CONGRATULATIONS TO THE SELECTED CANDIDATES FOR THE POSTS OF GDS ..................... 4th All India Conference of AIPEU GDS - 8th & 9th October 2022 -- Kasaragod - Kerala ......

MESSAGE FROM CHQ

... ... Dear Comrade newly elected Divisional / Branch Secretaries of AIPEU-GDS -- PLEASE SEND YOUR POSTAL ADDRESS WITH PIN CODE, MOBILE NUMBER, E-MAIL ID THROUGH SMS TO .. 6294343737 / 9748659815.. OR BY E-MAIL TO >aipeugdsnfpe@gmail.com< IMMEDIATELY................... CRUSADER TO GRAMIN DAK SEVAKS (2nd Edition -2016) is ready and can place indent to AIPEU GrC (CHQ), NEW DELHI-8....... One copy Rs.225/- (560 pages) ..... Send e-MO for Rs.250/- to receive one copy of the Book by Regd. Book Paket..........

Monday, March 26, 2018

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY)

of Finance23-March, 2018 17:32 IST
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) 
and 
Pradhan Mantri Suraksha Bima Yojana (PMSBY) 
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) were launched on 9th May, 2015. The cover period under these Schemes is 1st June of each year to 31st May of subsequent year. These Schemes are offered/administered through both Public and Private Sector Insurance companies, in tie-up with scheduled commercial banks, Regional Rural Banks and Cooperative Banks.

PMJJBY offers a renewable one year term life cover of Rupees Two Lakh to all subscribing bank account holders in the age group of 18 to 50 years, covering death due to any reason, for a premium of Rs.330/- per annum per subscriber, to be auto debited from subscriber’s bank account. Similarly, PMSBY offers a renewable oneyear accidental death cum disability cover to all subscribing bank account holders in the age group of 18 to 70 years for a premium of Rs.12/- per annum per subscriber to be auto debited from subscriber’s bank account. The scheme provides a cover of Rs. Two Lakh for accidental death or total permanent disability and Rs One Lakh in case of permanent partial disability.

PMJJBY and PMSBY provide insurance cover to common people, especially poor and the under-privileged sections of the society. The Government as well as the Public Sector Insurance Companies such as Life Insurance Corporation of India (LIC) had organized massive campaign to create awareness amongst large sections of population and also carried outreach efforts to facilitate access to the schemes. An exclusive website www.jansuraksha.gov.in, which hosts all relevant material / information including forms, rules etc. related to this scheme in English, Hindi and regional languages, was created. The progress of settlement of claims under the schemes is monitored regularly by the Government. Any complaints in respect of the schemes are dealt in coordination with banks and insurance companies in getting it resolved expeditiously.

The State/UT-wise details made under PMJJBY and PMSBY so far along with the percentage of beneficiaries covered in these schemes compared to India’s population are given in Annexure.

No
Name of State / UT
PMJJBY
PMSBY
PMJJBY
Claim
Percentage
PMSBY
Claim
Percentage
Settlement
to eligible
Settlement
to eligible
Enrolments
Enrolments
Ratio
population
Ratio
population
1
ANDAMAN AND NICOBAR ISLANDS
13,417
100.00%
6.12%
25,939
N/A
9.64%
2
ANDHRA PRADESH $$
180,40,161
94.35%
5.39%
267,94,786
95.45%
17.70%
3
ARUNACHAL PRADESH
33,871
94.67%
5.87%
54,557
N/A
8.28%
4
ASSAM
5,84,825
98.01%
3.88%
15,42,341
91.67%
8.24%
5
BIHAR
12,66,498
93.74%
3.65%
44,35,787
95.21%
9.97%
6
CHANDIGARH
49,270
93.33%
4.66%
1,80,897
91.84%
13.38%
7
CHHATTISGARH
11,20,568
96.43%
9.32%
48,78,782
93.16%
32.42%
8
DADRA AND NAGAR HAVELI
18,100
96.88%
5.56%
38,729
100.00%
10.59%
9
DAMAN AND DIU
13,611
100.00%
7.16%
30,015
N/A
13.91%
10
GOA
1,13,053
97.77%
6.64%
2,34,179
96.83%
11.00%
11
GUJARAT
21,42,005
92.47%
7.34%
50,85,989
95.77%
13.66%
12
HARYANA
8,03,608
94.49%
5.25%
27,16,634
91.49%
13.59%
13
HIMACHAL PRADESH
2,44,435
96.70%
7.57%
9,70,141
91.89%
22.04%
14
JAMMU AND KASHMIR
2,62,659
98.08%
3.33%
6,06,542
97.73%
8.38%
15
JHARKHAND
4,39,311
96.75%
3.17%
17,33,879
95.30%
10.97%
16
KARNATAKA
29,02,855
98.50%
8.60%
63,87,312
95.79%
14.82%
17
KERALA
7,59,384
97.89%
5.35%
36,73,381
97.02%
18.02%
18
LAKSHADWEEP
1,147
N/A
2.95%
4,510
N/A
9.73%
19
MADHYA PRADESH
18,22,529
96.59%
5.08%
74,07,563
95.33%
17.42%
20
MAHARASHTRA
34,49,919
95.82%
6.07%
80,03,951
95.22%
11.39%
21
MANIPUR
30,031
97.87%
2.75%
87,690
100.00%
6.09%
22
MEGHALAYA
36,681
89.86%
3.41%
77,784
66.67%
5.98%
23
MIZORAM
46,453
98.78%
7.47%
72,568
100.00%
9.70%
24
NAGALAND
19,076
96.36%
3.51%
48,569
N/A
7.45%
25
DELHI
8,74,887
94.65%
5.89%
22,21,327
95.47%
11.47%
26
ODISHA
9,18,132
96.69%
4.36%
35,93,515
94.77%
13.89%
27
PUDUCHERRY
64,443
96.00%
7.83%
1,93,922
94.87%
17.97%
28
PUNJAB
6,04,813
96.51%
4.28%
32,88,932
94.05%
17.38%
29
RAJASTHAN
13,45,160
89.33%
5.07%
47,74,162
94.59%
13.88%
30
SIKKIM
26,355
100.00%
6.51%
46,679
75.00%
9.32%
31
TAMIL NADU
23,26,177
97.35%
5.06%
68,65,370
92.97%
11.50%
32
TELENGANA
16,78,284
96.21%
6.44%
55,26,435
98.17%
16.35%
33
TRIPURA
99,101
83.62%
4.45%
3,11,420
90.00%
10.85%
34
UTTAR PRADESH
31,63,381
93.11%
3.50%
116,66,598
94.76%
10.33%
35
UTTARAKHAND
3,30,352
93.02%
5.12%
12,93,280
95.60%
16.25%
36
WEST BENGAL
12,51,194
97.18%
2.80%
55,91,359
86.77%
9.74%
37
Others & Non-CBS Enrolments **
61,08,451
136,27,812
Grand Total
530,04,197
95.13%
5.05%
1340,93,336
94.62%
13.20%
**Beneficiaries converged from Ministry of Textiles, Women & Child Development, MSME and Department of Animal Husbandry, Dairy and Fisheries from their respective erstwhile Insurance schemes. Non-CBS enrolments pertain to urban cooperative bank subscribers which were not migrated to CBS system.

$$ includes 1.65 crore and 1.99 crore beneficiaries which have been converged from AABY to PMJJBY and PMSBY respectively in the state of Andhra Pradesh

This was stated by Shri Ship Pratap Shukla, Minister of State for Finance in a written reply to a question in Lok Sabha today.

****